Lexington Law

Lexington Law





      BBB Rating







            • Simple plans
            • 100% Money back guarantee
            • A+ rating with the BBB
            • Account access online
            • Unlimited disputes


            • Plans can be a little pricier than other companies

            Lexington Law


            First Work Fee$99.95
            Monthly Fee79.00


            Month-to-Month Contract
            Identity Theft Protection
            Registered with the Attorney General
            Refund Policy


            Credit Score Analysis
            Couple’s Discount
            Dedicated Account Manager
            Privacy Protection
            Payoff Resolution

            Help & Support

            Email Support
            Phone Support
            Online Registration
            Telephone Registration
            Online Account Management
            Online Chat

            Credit Repair companies are the best way to help you clean up or improve your credit situation so you can have access to different sorts of credits, such as car loans, mortgages or even to be able to get a job. There a large number of companies who can help you do this and Lexington Law is one of the best and largest credit repair companies you can find across the United States of America.

            The truth is that credit is a good way to save up money, since when you don’t have any credit or have a bad credit situation things can end up costing you much more than they do if you have good credit, and sometimes even not being able to do them. Fixing credit is not a simple task for a common consumer, and that’s why it’s important to be backed up with a good credit repair company, such as Lexington Law.

            With over 20 years of experience, over twenty-four attorneys and hundreds of agents and paralegals in 19 states of the country, Lexington Law is just a step above the competition firms, achieving the Gold Award in the Credit Repair Services Review of Top Ten Reviews and ranking among the top on other credit repair review sites.

            One of the most important things about Lexington Law are the highly qualified professionals that work in Lexington Law and that they really understand consumer credit, consumer rights and consumer’s needs. Every person’s positions and every credit situation are different from each other, and that’s why they do not guarantee any kind of results before hand. This may sound as a negative point, but it’s actually positive that you don’t get promises before having you case studied by an attorney.

            The key point of credit is interest: the lower your credit is, the higher are the interest rates that you will get to pay for any kind of loan (cars, mortgages, credit cards, etc.); it may even be the factor that holds you from being able to get the credit. So you want to play with the best players when it comes to defending your credit, since it means defending your ability to have the things you need, and provide your family with a good, comfortable life.

            Numbers don’t usually lie, and statistics show that up to 79% of Americans have some kinds of trouble related to mistakes in their credit reports. Clients signed up with Lexington Law have experienced amazing results, such as the improvement of an average of 10 items, or 27% of their presenting negatives removed in 4 months, or less.

            Lexington Law has a 3-step process which has been proved and improved with the years and thousands of customers passed by. Technology is as crucial as the experience of every worker of Lexington Law. When you call this company you get a free credit consultation (including free credit report and credit score), which is a great way to start a relationship, since you are certain of where you’re standing. From there on a game plan for your specific situation is designed, which includes making every effort to repair issues such as charge offs, bankruptcies, late payments, inaccurate information, identity theft, judgments and liens, unauthorized inquiries, balances, limits, and just whatever is need to be known and repaired.

            Other benefits include the fact that Trans union and Equifax, which are two of the biggest credit bureaus, have joined forces with Lexington Law to guarantee the credibility and results of credit reports.

            Money is not going to be an issue for working with Lexington Law, of course, since you get the benefits of a personal credit advisor, a credit repair plan, your credit reports and score, credit monitoring, identity theft and way more, for just $99.95 per month. We are talking about one of the best credit repair companies, if not the best, licensed in all 50 states of the United States, which even offers a family and household discount, or the chance to get $50 off the first service fee if you sign up with somebody else in a similar situation; so we are talking about a great deal here: the first great deal you will make in order to recover your credit credibility.


            Lexington Law has been in business since 1991.

            + They have a secure website sign up process that’s easy and straightforward. At the same time, you can cancel anytime.

            + Free phone support 7 days a week.

            + Professional analysis from their trained paralegals on staff.

            + Free credit report summary

            + Straightforward pricing with a 2 tier plan.

            + Lexington Law also offers same-day consultation so you can get started on getting your credit repaired right away.


            – One of the cons of Lexington Law is that their process can tend to be a little longer than other companies. This is greatly offset by the confidence that you can have in them due to their historic results.

            – Additionally, the results aren’t immediate but unlike other companies, you will get your results in the mail every month so you can keep up to date with what’s going on on your credit reports.

            – Finally, we find that have a 2 tier plan at a higher rate can be limiting to consumers that can’t afford around $100 a month to spend on getting their credit repaired.

            Contact Information

            LexingtonLaw.com is located in Utah at:

            360 N Cutler Dr,
            North Salt Lake, UT 84054


            Hours of Operation

            Monday 6:00 am – 10:00 pm
            Tuesday 6:00 am – 10:00 pm
            Wednesday 6:00 am – 10:00 pm
            Thursday 6:00 am – 10:00 pm
            Friday 6:00 am – 10:00 pm
            Saturday 7:00 am – 7:00 pm
            Sunday Closed

            Better Business Bureau

            Words from Lexington Law

            “A person’s credit score is a key factor in determining the interest rates you pay for cars, mortgages, credit cards and other loans – in fact, it may even prevent people from being approved. When you’re dealing with something as important as your credit, you don’t just want someone good on your side, you want the best. That’s what Lexington Law offers.

            Our 3-step process has been developed, refined and proven over many years and hundreds of thousands of customers. Our representatives are not only experts in the credit repair field but also experts at helping individuals meet their credit goals. We’re ready to put industry-leading experience and technology to work for you. We can help develop a game plan for your situation.

            An estimated 79% of Americans have errors on their credit reports.

            Since 1991, Lexington Law has assisted hundreds of thousands of clients in finding effective, credible solutions to their credit problems.

            Callers can receive a free credit consultation, which includes a free credit report and credit score.

            Over the past 20+ years, we’ve identified, reviewed and worked with several credit report repair processes and now we’ve bundled the best process into one powerful service. In addition, two of the nation’s largest credit bureaus, TransUnion and Equifax, have elected to join us in a strategic alliance to ensure that what’s being reported about you on your credit reports is fair and accurate.

            Our clients have seen impressive credit report results, with an average of 10 items, or 27% of their presenting negatives, removed within 4 months. (Client results will vary).

            For a low monthly fee of $99.95, you get a credit reports and score, a personal credit advisor and credit repair game plan, tools to track your success 24/7, credit monitoring, identity theft insurance and more. Plus, there are no contracts or hidden fees.

            Each client will work with our team of experts to receive a game plan for their specific situation. This includes working to repair potential problems such as: inaccurate information; charge offs, bankruptcies and late payments; judgments and liens; identity theft; unauthorized inquiries; credit information such as balances, limits, etc.

            We offer a family and household discount, sign up with someone and you both save $50 off the first service fee.

            Lexington Law is licensed in all 50 states of the United States of America.”

            LexingtonLaw.com Review

            Credit repair review from Christina in Cleveland, OH.

            Steps & Necessary Information

            1. Obtain Your Credit Reports

            At the moment of sign up, a Lexington Law Representative will provide you with assistance right away and they will help you in setting up your Account and getting your case started immediately. The representative will help you obtain your Credit Reports. From there, they will help you understand what items are negative and erroneous on your credit reports and what they can and can’t do for you.

            2. Disputes Sent – Legal Action Process

            Their experienced legal staff at Lexington Law will begin the dispute process right away for you. Your credit reports are reviewed by one of their paralegals and from there they will come up with a plan of action to begin the dispute process on the items believed to be erroneous and negative on your credit reports.

            3. Analysis of Your Credit Reports

            When the results start coming in, the paralegal assigned to your case will provide you with updates. An analysis will be completed once again on the updated credit reports and you’ll be able to view it directly on your Account. From your Account screen, you’ll be able to see what items were removed.

            4. Next Steps & Follow Ups

            Once the analysis of your results are completed, if any items still remain on your credit report that are inaccurate and negative, those items will be escalated and follow ups will occur. At this point, Lexington Law will continue to send more rounds of disputes until the negative and erroneous items are removed.

            What Sensitive Information Is Needed:

            1. Social Security Numbers
            2. Credit or Debit Card information
            3. Credit Report Account Numbers (used to generate disputes)
            4. Date of Birth
            5. Bank Account information (if used instead of a Credit or Debit Card)


            Overall, Lexington Law is an exceptional company in the credit repair industry. They have the history behind their service and their customer base to support they $99.95 per month fee. Although this is a bit high as compared to other companies in the industry, it may be worth it to the individual that can afford it and want to feel secure behind a major corporation fighting for them.

            Although they have attorneys on retainer, all your work will be handled by a professional paralegal. This is a benefit because unlike an attorney that may not have the time to spend with you, a paralegal is able to take more time and focus on getting the work done right for you. When it comes to getting your credit repaired and deciphering your credit reports that is a very big plus in our book.

            Despite Lexington Law not being number 1 in our book, we do find them to be a good company in the credit repair field as they have all their bases covered and provide exceptional customer support.